Wednesday, September 22, 2010

A credit card that is not a credit card

Credit cards have its advantages and disadvantages. If you are a wise credit card user then by al means it can be a big help for you. But a lot of people think that credit card is money at hand but that is not the case. I should know, I have several credit cards before but I already cut them off now.

However, there are times that I wish I didn’t cut them all. Booking for a plane ticket for instance is one of the major reasons. It is easier and much more convenient for me to book a ticket using a credit card. There is this airline that have always seat sale and you need to book fast to avail of them. Now when I book, I have to go out and pay from their accredited bank to confirm the booking.

Virtual credit cards is now available and I read that it is widely accepted. How it works? You can use it like any credit cards, you can purchase stuff online so shopping online is possible even without a credit card. And they don’t do any credit check, you can apply anytime and registration is fast!. What I like about it? You decide how much to deposit on your virtual card, in that way you only got to spend money that you actually have so very different from credit card where you spend money that you do not have.

1 comment:

sexyjessie said...

The good side of credit cards-you can purchased stuff cashless and without hassle.

The bad side-you have to pay all your debts. Which leaves bad debts and mounting debts.